Terms and Conditions of Use

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at clients based in the UK.

This website is provided for your use ‘as is’ without any warranties (whether express or implied) of any kind. As a result, no director or employee of Consilia Wealth Management LLP accepts any ongoing obligation or responsibility in respect of any errors, omissions, interruptions or delays in service which may occur.

Your use of this website and/or its various affiliates or subsidiaries is subject to the following terms and conditions:

Copyright and trade mark protection

All content and information on this website is the copyright of Consilia Wealth Management LLP or is reproduced with permission from other copyright owners (henceforth referred to as ‘The Copyright Holders’). All rights are reserved. Consilia Wealth Management LLP does not give persons accessing this web site permission to use any trade mark used in the website. Unauthorised use may constitute an infringement of the relevant owner’s rights. The materials on this website may be retrieved and downloaded solely for personal use. No materials may otherwise be copied, modified, published, broadcast or otherwise distributed without the prior written permission of The Copyright Holders. The Copyright Holders and/or any other names of products or services provided by The Copyright Holders and referred to on this web site are either trademarks or registered trademarks of The Copyright Holders. The copyright and all other rights in all of the material on this web site are owned by the member or members of the Web Host listed on the relevant web page or the material is included with the permission of the rights owner. You may copy material on this web site for your own private or domestic use only. All other copying is prohibited.

Accuracy of content

The information contained on this website (‘Information’) has been prepared in accordance with English law. The Information may not satisfy the laws of any other country and some or all of the products and services described herein may not be available to residents of some countries. The information is current at the date of publication but may be subject to change without notice.

The information contained on this site is not intended to constitute any offer to sell or the invitation or solicitation of an offer to buy any product or service by any company described or referred to in this website or by any subsidiary, holding company or affiliate of such company and must not be relied upon in connection with any purchase decision.

No partner, director or employee of Consilia Wealth Management LLP (whether individually or collectively) gives any representation or warranty as to the accuracy, reliability, or completeness of the Information nor as to the appropriateness of the Information for any use which any recipient may choose to make of it and accepts no responsibility for updating any part of the Information or for correcting any material error or omission which may become apparent after the Information has been displayed on this website. Except insofar as liability under any statute cannot be excluded, Consilia Wealth Management LLP nor any of its and their directors, employees and consultants accept any liability (whether arising in contract, or tort, or negligence or otherwise) for any error, omission or misrepresentation in relation to the Information or for any loss, damage, cost or expense (whether direct, indirect, consequential or otherwise) suffered by the recipient of this Information or any other person as a result of any use of or reliance upon any Information or statement of any kind (including statements of fact or opinion) contained herein. Consilia Wealth Management LLP makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on this website for any purpose. All such information is provided ‘as is’ and with specific disclaimer of any warranties of merchantability, fitness for purpose, title and/or non-infringement. Consilia Wealth Management LLP makes no warranties or representations of any kind that the services provided by this website will be uninterrupted, error-free or that the website or the server that hosts the website are free from viruses or other forms of harmful computer code. In no event shall the Web Host, its employees or agents be liable for any direct, indirect or consequential damages resulting from the use of this website. This exclusion and limitation only applies to the extent permitted by law and is without prejudice to any express provisions to the contrary in any written license or subscription agreement from Consilia Wealth Management LLP in respect of the use of any online service provided via this website.


If you are unhappy with our advice or any aspect of our services, we encourage you to contact us as soon as possible. We’ll do our best to resolve your concerns.

We are able to consider your complaint within the following timescales:

  • No more than 6 years from the date of the omission about which you are concerned
  • No more than 3 years from when you should reasonably have known there was cause for a complaint.

If you need to make a complaint, please use the following contact details:

In writing: Compliance Officer, Complaints Department, Consilia Wealth Management LLP, Clockhouse Court, 5-7 London Road, St Albans, Herts, AL1 1LA

By email: complaints@consiliawm.com

By telephone: 01727 832166

We have a complaints procedure and we can provide further details on request. If you do have a complaint, and you are not happy with our response, the Financial Ombudsman Service (FOS) may be able to help. The FOS settles disputes between financial services businesses and their clients. Full details are available at www.financial-ombudsman.org.uk. Before accepting a complaint, the FOS will check that you have tried to resolve your complaint directly with us first. If you have, then the FOS will consider your complaint within 6 months of receiving the final written response from us about your complaint.

Please note that any compensation payable will be limited to our insurance indemnity limit. Further information is available upon request.

Applicable law

This website, including these legal notices, shall be governed by and construed in accordance with English law.